If I?m going to be online anyway, I?d just have my bank do it, rather than involving some third party App., thanks for asking this question. I will try to provide the most appropriate answer. Let me first clear out all the basic doubts regarding the CRED app. Take a look to understand better-
What is CRED App?
It is an app that lets us earn CRED coins
I?m not really sure how a third party App does anything that benefits me. I think all it really does is expose my financial information to yet another company, from which it may then be stolen.
I refuse to even do online banking, however, knowing the vulnerabilities of such systems.
Adding another attack surface doesn?t seem to be a very bright idea.