I have Sufficient amount for EMI on due date, but bank charged me 800rs as penalty charges. Loan department executive mentally harassing me from calls, i have already told them that i had sufficient amount on the due date, they told me bank doesn't provide you the deduction time, i agree with them but bank provide me the actual date, and i have sufficient amount on that day, so why i have to pay the penalty charges? they told me ' aap kuchh bhi kar lo ye amount apko dena padega, ye chareges waived off nhi hoga' Just want my money back in my account.
Dear sir mene Flipkart ka Axis bank credit card apply kiya tha or wha show ho rha tha ki koi joining fee or annual fee nhi hai jab mera application from accept hua tab mere paas ek mail aaya Axis bank k side se ki 590 with gst joining charges hai or 500 annual fee then same time mene axis bank k customer support ko call kr k form cancel krne k liye bol diya tha uske baad mujhe unke side se welcome call aayi or physical form collect kr k liye bhi bta rhe the mene unke clear bol diya tha ki form cancel kr do or mein koi physical form nhi donga lekin axis bank walo ne with out physical documents k card activate kr diya or 590 Rs outstanding kr diya jabki mere pss koi physical card nhi hai
I am already facing consolatied charges from axis bank and now I have to pay for axis direct maintenance cost also even I didn't used it one time . Bank keep the bouncing cost in his pocket and and keep fooling their customer. Tried to get rid of it and multiple mails and tweets but I didn't get my money back . Before that they charge 2 or 4 rupee that was fine but this time they had debit 800 without my permission.
Despite several reminder to the bank and customer team that due to jobless and shortage of fund not in condition to the clear the bill of my credit card ending with 6496 but there is no support from bank and they are like
"You have to pay do whatever you want to do " now please tell what to do and same goes for
HOME CREDIT INDIA FINANCE PVT. LTD as borrow Personal loan from them of 65000 for 3 years but they are charging 36% interest and when i mention my issue so they are like do the settlement of 40K and when i ask for FORCLOSURE OF LOAN so they are demanding of Rs. 90K so its request please take action on both of them as following are the detail of these two Banks as till date i paid around 13 EMI of Rs. 3342/- of HOME CREDIT LOAN (Contract No 4007189150) and still my 29 EMI are pending it means that Still I have to pay 96K please take action on HOME CREDIT
Axis Bank :
Madhya Pradesh Bhopal Mr. D B Kiran Address: Axis Bank Ltd.
Bhopal Circle Office, "The Infinity",
2nd Floor, M.P Nagar, Zone II,
Bhopal- 462011 (Madhya Pradesh).
Landline No: 0755-4097920
Mr. Rahul Chauhan, Grievance Redressal Officer,
Customer Care Department
Home Credit India Finance Private Limited
DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurgaon-122002, India
Additional Contact Details:
Landline: 0124 6628713
Good afternoon sir,I'm get axis credit card with limit 20000.im used 19990 rupees after used amount axis Bank was reduced my limit to 15000 balance 4990 rupees they are charged 590 with Taxes.more times call and contact to axis Bank also but no solve and two times raised ticket ticket No 71596969 is but they are without solve closed my complaint.now Feb 4 due date.
Plz sir it's problem is only mine more people is suffering problem like this but don't know whom to contact.
i am complaining regarding an unauthorised transaction which happened on 2nd of october 2021
i submitted a complaint regarding it in axis bank
they said it would take around 120 days to complete the process but now its almost 4 months and no response from their side
iam am constantly contacting them even visited my bank branch but they are not paying attention
to my details and case
apart from this there was 20k amount left in my bank after unauthorised transaction had happened but that amount is also put on hold by the bank without any notice and when iam asking them regarding this they give no information about it
please look into this matter ....
I am Amit gupta, hereby like to request you that I have taken a home loan from axis bank. Due to covid my business in huge losses and so that I fail to make emi. Bank didn't support me anywhere so I decided to sell my property for the repay my loan. I contact to bank and took permission for loan settlement and inform them that I am selling my house. I also collect noc for selling from bank. Noc is attached with this bank. I clear my all settle loan amount dated on 26/08/2021. After that Ravi kanodia and Kishore kesherwani assured me that I got my papers with in 6 days. I make payment according to settlement letter and under guidance of banker. I sold my property. My buyer make the payment of 1.01 cr from his senction loan amount and 11 lac I paid through rtgs. So I cleared entire settlement amount of 1.12 cr. Settlement letter attached with this mail. This amount showing in my loan statement. Loan statement also attached with this mail.
After full payment bank stop making any communication with me. They contact to buyer and threatened them that they cancel their disbursed loan. They even threatened me that they took my property in there custody and resale it. They said Balance transfer didn't entertain in the case of settlement. They giving the wrong explaination of balance transfer. Even bank disburse the loan on the basis of settlement letter. They are not giving my papers. You are kindly requested to interfere and shut this matter. I am in huge depression due to this fussion. My situation almost suicidal. My property gone. After clearing my all dues bank behaving like extortion cell and harassing me lot. You are requested to please help me.